My (in)efficient market hypothesis

One reason academically-inclined people give for investing in index-based funds is the “efficient-market hypothesis”. (Another is the empirical evidence that index-based funds tend to outperform actively managed funds, especially after fees, over the long-run....

Success is personal

“Success” for you is different to “success” for me. I’ve been reflecting on this lately in the context of my business. I celebrated the two year anniversary of Fairhaven Wealth a few months ago,...

Three great podcasts for your earballs

I love podcasts. I wrote about podcasts in 2014, and recommended various podcasts that I enjoyed at the time. (The article is a fascinating time capsule. If I were to make another list, I’d...

Stop complicating your financial affairs!

There are a number of terrific, Kiwi-based, personal finance forums online. For some breadcrumbs, look for Facebook groups inspired by Mr Money Mustache or The Barefoot Investor; check out the Personal Finance NZ subreddit; or Sorted’s...

A tale of two pension systems (Australia v NZ)

New Zealand and Australia have very different approaches to funding pensions. Despite the many other similarities between our countries, you can consider us at opposite ends of the spectrum in relation to this important...

The myopia of compound interest

Compound interest is magical! But there’s a myopia that surrounds it, too. The magic of compound interest is something many financial gurus like to talk about. The Barefoot Investor is one of them. Below...